Connect your platform
Integrate our payment, settlement and custody APIs — or take the out-of-the-box platform, built to your specifications by our in-house designers.
Settle360 · Your brand, our rails
Offer crypto payments under your own brand
A white-label crypto payment gateway — and optional white-label custody — that lets your platform give its customers compliant crypto acceptance and settlement, powered by Xchange360 behind the scenes. You own the relationship; we run the rails.
In brief
What is a white-label crypto payment gateway?
A white-label crypto payment gateway lets a platform offer crypto acceptance and settlement to its own customers under its own brand, using a regulated provider’s licensing and infrastructure. Settle360 supplies the rails, compliance and settlement; the partner keeps the customer relationship and the branding.
The problem
Building regulated rails in-house takes years and capital
Licensing, compliance, banking and settlement are each a project in their own right. Platforms and partners that want to offer crypto payments rarely want to become a payments company to do it.
Embed our rails and launch crypto acceptance to your customers in weeks, not years.
How it works
How it works
Onboard your customers
Your customers are onboarded under a compliant flow with KYC/AML handled on the rails.
Settle and reconcile
Payments settle through our regulated entities and reconcile back to each customer account.
Case study · White-Label Gateway · Real Estate
A European property platform launched crypto deposits in 5 weeks — under its own brand
A Lisbon-based real-estate platform wanted international buyers to pay reservation deposits in crypto without the business ever touching crypto itself. It embedded Xchange360’s white-label gateway as its own branded checkout: buyers pay in USDT or BTC, the platform is settled in EUR and GBP, and every deposit reconciles back to the listing automatically.
Our overseas buyers wanted to pay in crypto. Xchange360 let us offer it under our own brand in weeks — and we still settle in the currency we bank in.Marta Oliveira, Operations Director — Atlas Property Group
Partner-grade infrastructure
Your brand, our regulated rails
Your brand
Your customers see you.
We run the rails.
Customers see you; compliance and settlement run on Xchange360’s regulated entities.
Sell once, board many
One integration, your
whole customer base.
One integration lets you offer crypto payments across your whole customer base.
Gateway plus custody
Add regulated custody
under your name.
Add white-label custody so your customers’ assets are safeguarded under your brand too.
Who it’s for
SaaS platforms serving merchants or businesses
ERP, invoicing and vertical software vendors
Money services businesses (MSBs) and PSPs
Fintechs adding crypto settlement to their stack
FAQ
Common questions
Is this a consumer checkout button?
No. It is embedded regulated rails for platforms and partners to offer crypto acceptance, settlement and custody to their own business customers.
What do we own, and what does Xchange360 run?
You own the brand, the pricing and the customer relationship end to end. Xchange360 runs what sits underneath: licensing, KYC/AML, conversion, settlement and, if you add it, custody. Your customers see your product; the regulated infrastructure is ours to operate.
Do we need our own crypto licences?
Compliance and settlement run on Xchange360’s regulated entities, which is the point of white-label: you are not building a licensing programme to launch. Your own regulatory position still depends on your jurisdiction and business model — raise it early and the desk will walk your structure with you.
Do we have to build the integration ourselves?
No. There are two routes: integrate the payment, settlement and custody APIs into your own product, or take the out-of-the-box platform — our in-house designers build it to your specifications, so it carries your brand from day one. The split is flexible; take the parts you need.
Do we or our customers ever hold crypto?
Only if you choose to. Payments convert at settlement, so you and your customers receive fiat or stablecoins as directed. If your customers do want to hold digital assets, white-label custody safeguards them under your brand on the same rails.
How long does it take to launch?
Whether you integrate the APIs or take the out-of-the-box platform, launch is measured in weeks rather than the years an in-house licensing and banking programme takes. The exact timeline depends on the route you choose and your customers’ onboarding requirements.
Can we earn on the payment flow?
Yes. The gateway runs under your brand, and partners can share in the settlement economics on volume moving through their platform. Commercial terms are agreed with the desk.
Can we add an exchange or custody under our brand too?
Yes. The gateway, a white-label exchange and white-label custody run on the same regulated rails — start with acceptance and settlement, and add the others as your customers need them.
