Issue the invoice
Create a payment request with the amount and reference; share a link or embed it in your existing billing.
Settle360Pay by invoice
Get invoices paid in crypto — and settled like cash
Send a payment link, take stablecoins from clients anywhere, and receive reconciled value you can pay out or hold. No volatility exposure, no banking delay.
In brief
What is crypto pay-by-invoice?
Crypto pay-by-invoice lets a business bill a customer and accept payment in stablecoins or crypto against that invoice. Settle360 issues the payment instruction, settles the incoming value, and delivers reconciled funds — so the business is paid quickly across borders without holding volatile assets.
The problem
Cross-border invoices stall in the banking system
Correspondent banking adds days, fees and FX spread to every international invoice — and some corridors simply will not clear. Customers who want to pay in crypto have no compliant way to do it.
Settle360 turns a slow, uncertain payment into same-day, reconciled settlement.
How it works
How it works
Customer pays in crypto
Your customer settles in stablecoins or major crypto from anywhere, under a compliant, licensed flow.
You receive clean value
We settle and reconcile the payment, then pay out to your account or wallet — or hold it in custody.
Built for settlement, not speculation
No volatility exposure
Convert to stablecoins or fiat at execution so the amount you invoiced is the amount you keep.
Corridor coverage
Reach markets where banking is slow, costly or closed, with local off-ramps on the destination side.
Reconciled & auditable
Every payment maps back to its invoice with a clean record for your finance team.
Who it’s for
Exporters and commodity traders invoicing across borders
Service firms and platforms billing international clients
Trade-finance and cross-border businesses in hard corridors
Any B2B seller whose customers want to pay in crypto
FAQ
Common questions
Do I have to hold crypto?
No. Payments can be converted to stablecoins or fiat at settlement, so you are not exposed to price movement and you receive the invoiced amount.
Is this compliant?
Payments run through Xchange360’s regulated entities with KYC/AML on both sides of the transaction. Availability depends on jurisdiction and eligibility.
