Invoice as usual
Raise your normal invoice; we attach a crypto payment option against it — by link, gateway or API.
Settle360Accept crypto payments
Accept crypto payments. Settle in fiat.
Never hold crypto
Take crypto and stablecoin payments from your business customers and receive clean, reconciled fiat — by invoice, gateway or API, on regulated rails across borders.
Why Xchange360
Accept crypto, without the crypto risk
Get paid, not exposed
The amount you invoiced is the amount you keep
We convert at settlement, so a price swing between payment and payout never touches your books. No crypto to hold, no volatility to hedge — just clean fiat in your account.
By invoice, gateway or API
However your customers pay, one settlement out
Send a payment link, drop in a hosted checkout, or wire the API into your billing. Every route lands the same reconciled fiat, so you meet customers where they are without three integrations to run.
Regulated on every leg
Licensed entities and KYC/AML on both sides
Every payment runs through regulated entities with checks on payer and payee, across supported corridors — so the money arrives with the compliance trail your bank and auditor expect.
How it works
From invoice to clean fiat, in four steps
Customer pays in crypto
Your customer settles in stablecoins or major crypto from anywhere, under a compliant, KYC’d flow.
We convert and settle
Payment runs through our regulated entities; we convert at execution so the amount invoiced is the amount you keep.
You receive clean fiat
Reconciled value lands in your account — or stays in regulated custody if you’d rather hold it.
Proof
Evidence, not adjectives
$4.2bn+settled for businesses since 2021
“Xchange360 settled a $480k supplier payment to Vietnam in under three hours. Our bank had quoted four working days.”
FAQ
Common questions
How does a business accept crypto payments?
A business accepts crypto payments by using a regulated provider that takes the crypto or stablecoin against an invoice, converts it at settlement, and pays the business in fiat. Xchange360 settles through licensed entities with KYC/AML, so the seller is paid in clean fiat without holding volatile assets.
Do we ever have to hold crypto?
No. Payments are converted to fiat or stablecoins at settlement, so your business is never exposed to price movement.
Which currencies can we settle in?
Settlement is in the fiat you bank in, across supported corridors. Availability depends on jurisdiction and eligibility — talk to the desk for your markets.
How do we integrate?
Start with a payment link, add a hosted gateway, or integrate the API into your invoicing — whichever fits your stack.
Get your next invoice paid in crypto — and settled in fiat
Tell us how you invoice and the desk will set up the right flow for your business.