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Settle360

Accept crypto from your customers. Settle in fiat. Never hold crypto

Settle360 — Xchange360’s payments stack — takes the crypto or stablecoin payment against your invoice, settles it through regulated entities, and pays you in the currency you asked for — so B2B crypto payments arrive like a clean bank transfer, without the volatility or the wait.

Why Settle360

Crypto payments that arrive like a clean bank transfer

Never hold crypto

Every payment settles in clean fiat

We convert at the moment of settlement, so the amount you invoiced is the amount you keep. Your business is never exposed to volatility and never has to touch a wallet.

Cross-border

Get paid across borders in hours, not days

Value moves straight to settlement on a single regulated rail, reaching corridors where correspondent banking is slow, costly or closed.

Reconciled

Every payment matched back to its invoice

Settlement carries the reference and reconciliation data with it, so incoming value lines up against the right invoice automatically instead of by hand.

How it works

Accept crypto, settle in fiat, in four steps

1

Invoice as usual

Raise your normal invoice; we attach a crypto payment option against it — by link or inside your existing billing.

Invoice #4471via link
€2,400
Crypto option attached
ProcessUnchanged
2

Customer pays in crypto

Your business customer settles in stablecoins or major crypto from anywhere, under a compliant, KYC’d flow.

Payer verification
Stablecoin
KYC’d
Customer
Compliant flowStablecoins or major crypto
3

We settle and convert

The payment runs through our regulated entities; we convert at execution so the amount you invoiced is the amount you keep.

Amount held
Invoiced€2,400=Settled€2,400
No differenceRuns through regulated entities
4

You receive fiat

Reconciled value lands in your account — or stays in custody if you’d rather hold it.

Destination
To bankKeep in custody
Reconciled valueYour choice, either way

Proof

Evidence, not adjectives

$3,500,000,000+

settled for businesses since 2021

Corridor case study

Coffee importer settled $620k to Brazil in 4 hours

Settled in4 hours
Bank quote3 working days
FX saved vs. the importer’s bank rate~$9,300
Shipment released on schedule

FAQ

Common questions

What are B2B crypto payments?

B2B crypto payments let a business bill another business and accept settlement in crypto or stablecoins against that invoice. Settle360 issues the payment instruction, settles the incoming value through regulated entities, and delivers reconciled fiat — so the seller is paid quickly across borders without holding volatile assets.

Do we ever have to hold crypto?

No. Payments are converted to stablecoins or fiat at settlement, so your business is not exposed to price movement and receives the invoiced amount.

Who is this for?

Businesses that invoice across borders and whose customers want to pay in crypto — importers and exporters, trade-finance and cross-border firms, and high-value sellers in automotive, marine, aviation and real estate.

Is it compliant?

Payments run through Xchange360’s regulated entities with KYC and AML on both sides of the transaction. Availability depends on jurisdiction, licensing and eligibility — talk to the desk for your corridors.

Get your next cross-border invoice paid in hours, not days