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Explainer

What is a crypto payment gateway?

A short, factual explainer — and how Xchange360 fits in.

In brief

What is a crypto payment gateway?

A crypto payment gateway is a service that lets a business accept cryptocurrency or stablecoin payments and receive settled value, usually converted to fiat. It handles the payment request, conversion, compliance checks and settlement, so the business gets clean funds without managing wallets or price volatility.

FAQ

Common questions

How is it different from a card processor?

It accepts crypto instead of (or alongside) cards, and can settle across borders without correspondent banking — but like a processor, the business receives reconciled, settled value.

Does the business hold crypto?

Not necessarily. With settlement to fiat or stablecoins, the business receives the amount it charged and carries no price exposure.

See how Xchange360 handles crypto acceptance